80s Aerobics Instructors

New real estate

Now came a new real estate in the bréfalúguna. As expected, the decreased valuation of our apartment considerably - it was 24,150,000 last year but has now been 21,100,000 kr. At this juncture, slide the couple over the status of the Our loan.

result was rather striking. We bought the apartment in October 2006 for 23.8 million. Took 17 million loan, the rest was paid out in hand. 43 payments after the loan is in 22.8 million apartment and to name that 21.1 million worth.


We tried to do everything right - the longer version

winter of 2001-2002, I was last year in high school and the Hawk had been together all the high school years. We were engaged and therefore have decided to create a home. This extent, I became excited by buying two-bedroom apartment and began to see real estate ads.

I set criteria, with seven million crowns when I was viewing - it was hard to find a beautiful two-bedroom apartments at the price, but well be. I thought it would be neat to buy an apartment and renting it out until we qualified farming.

We were strongly advised from purchasing the apartment at the time of all we asked. "The real estate market is a bubble that bursts in the coming months!" we were told, "do not buy the flat until you do." And we did, not because we wanted to make serious financial mistakes in the beginning of farming.

When we went to live in 2003 we decided to sacrifice independence for frugality and accepted it with thanks to start farming in kjallaraíbúð youth broadcasters. We had no car, had parasites in my parents with electricity, heating and internet, and worked with schools. Consequently, we do not take student loans and had almost no expenses except matarinnkaup and operating the two mobile phones.

In 2005 I went to college in the UK. Then there was Hawk graduated with a master's degree in computer science and got a good position just outside London and had held us up while I was studying. Escape back to what we námslánin. When

we consider the return trip of the second half of 2006 because we were in the unusual position of being debt free and have some savings. We went looking for the same location in the capital, and even though prices had risen sharply in recent years (and seven million worked, no longer anything!), We actually become vantrúuð that this was a bubble. We had to hold our breath for five years and still she had not cracked - what kind of bubble was it?

Maybe barnaskapur to think that way, but when all was said and done, the rental of three bedroom apartment above the servicing of the loan to purchase it. And the loan fell, after all, as you paid, the rent money that man ever again.

Another day has come.

In October 2006 we bought a nearly 90 square meter apartment in 23.8 million. Almost seven were swung out, got loans from the HFF for seventeen.

Since then we have dutifully paid the loan every month. First were paying back the debt of less than eighty thousand per month, were yet to bed a hundred in the winter. Fee Days have been 43rd We have recruited well in paying back the debt and never be late paying.

Therefore, I am a bit hvumpin already a new valuation was received.

Our apartment is said to be worth 21.1 million. Our loan and a 17 millions? It stands at 22.8 million. Last month, paid to the traditional hundred þúsundkall of it - still owed þúsundkalli with hundreds more this month than last.

MILLION seven who were placed on the table when we bought are gone. (The current hourly pay of university between administrators in the public sector, it takes me two and a half years working me into seven million. Some say that money does not matter - but imagine what you could do a lot of fun for two and a half years!)

We tried to make everything right. We tried to be prudent - we've never spent much, never take car loans, never once used overdraft. We have received help from our closest at the beginning of farming and have fairly equal income since we moved back to Iceland. And I do not understand quite how we got into this deadly mess.

not mistake - I have it still great. As I say, it means the couple well with the paying back the debt on the loan. And if we eignumst another child who is so easy to set up bunks in barnaherberginu. But aside from definitely not in these circumstances.

(If one of us got sick, for example, and would find it difficult to walk up the stairs - then we would be in pretty bad shape here on the third floor.)

I'm not one of them has roared and laughed so hard out of the crisis. I understand that my salary will rise, I understand that you vandist of high quality of life here in the past. But when I look at these numbers, I rode a bit. I feel a bit of glow in my breast that was not there before. For though I have gone abroad to write way too twisted rate, I find that the sentence not in accordance with the crime.

How Much Does A Mulberry Cost?

bea_is @ 2010-06-23T00:08:00

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